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AAMI Reveals NSW’s Top Severe Weather Hotspots as La Niña Looms

Breaking News graphic showing a police vehicle at an alleged property crime scene in regional NSW

BANORA POINT has been named New South Wales’ number-one hotspot for severe weather over the past three years. This is according to new data released by leading insurer AAMI.

Analysis of thousands of natural disaster claims lodged between July 2022 and June 2025 shows that regions across the state have endured repeated impacts from hail, storms, floods, and cyclones. These events caused widespread damage to homes and businesses.

The top ten NSW hotspots for severe weather are:

  1. Banora Point (Tweed)
  2. Dubbo
  3. Merewether (Newcastle)
  4. Raymond Terrace (Port Stephens)
  5. Orange
  6. Armidale
  7. Tweed Heads
  8. Rutherford (Maitland)
  9. Broken Hill
  10. Tweed Heads West

Cyclone Alfred (March 2025), Newcastle’s 2023 hailstorm, and the East Coast Holiday Storms of December 2023 were among the key events driving insurance claims. Hail was the leading cause of damage. It was followed by flooding and cyclone impacts, while food spoilage from power outages was a frequent secondary loss in towns such as Raymond Terrace and Broken Hill.

Suncorp Severe Weather Meteorologist Andrew Bufalino warned that the season ahead is expected to bring above-average rainfall. This is due to a likely shift toward La Niña conditions.

“These patterns increase the likelihood of flash and riverine flooding along the eastern seaboard. They also increase hail risk across southern inland Queensland, South Australia, and western Victoria,” he said.

AAMI Head of Home Product & Portfolio Josh Kelland said the findings are a timely reminder for households to prepare for summer’s unpredictable conditions.

“Regardless of where your suburb ranks, now is the time to get ready — trim trees, clear gutters, and check your roof. Preparation could mean the difference between minor damage and total loss.”

NSW SES Commissioner Mike Wassing echoed the message, urging families to stay informed via the Hazards Near Me app and NSW SES website.

“Storms can develop rapidly. Simple actions like securing outdoor items and having an emergency plan can dramatically reduce the impact,” he said.

Kyogle News, Richmond Valley News, Clarence Valley News, Lismore News, Ballina News, Byron News, Tweed News, Gold Coast News, Coffs Harbour News

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