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2022 Floods

2022 flood now third costliest natural disaster ever

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NSW Northern Rivers Breaking News
Norco Agrisolutions

2022 flood now third costliest natural disaster ever

New data shows that the destructive flood that swept through South-East Queensland and Northern New
South Wales in late February and early March has caused $4.8 billion in insured damages and is now
the third costliest extreme weather event in Australia’s history.

Only Cyclone Tracy (1974) and the Sydney hailstorm (1999) caused more insured losses, and this year’s
East Coast Flood is the costliest flood in Australian history, the Insurance Council of Australia (ICA) said
today.

Close to 225,000 insurance claims relating to the event have been lodged across both states, an
increase of 3.6 per cent on last month’s count.

However, as claims assessments continue to be completed, insurance costs for the event have
increased 12 per cent on last month, driven in part by increasing materials and labour costs.
Almost 30 per cent of claims have been closed and $1.5 billion has already been paid to policyholders.
With almost 125,000 home claims stemming from the 2022 East Coast Floods, local councils need to be
preparing for an influx of development applications for the very large number of property rebuilds and
repairs required.

This week marked four months since the ICA declared the event an Insurance Catastrophe.

The event stretched over several days and many claims were not made until days, weeks or months
after the initial event, with locations like Lismore being hit for a second time at the end of March,
generating many new or additional claim lodgements.

The four-month mark is significant because under the General Insurance Code of Practice insurers are
required to make a decision on a claim four months after it is lodged.
However, the Code allows for changes to timeframes where they cannot be practically met, for example
due to the complexity of the claim or delays in expert reports, such as hydrology and engineer reports.

The ICA has been holding community forums in impacted towns and cities throughout June, which has
enabled insurance customers to meet directly with their insurer.
Quote attributable to Andrew Hall, CEO, Insurance Council of Australia:
The sheer scale of the extreme weather event that devastated Queensland and New South
Wales is something we have never seen before, and the cost continues to rise.

Money is flowing into these devasted communities with $1.5 billion already paid and this number
increasing every day.
Insurers are working hard to resolve claims as quickly as possible and have put on hundreds of
extra staff to support claims processing as delays not only impact the policyholder, in most cases
they also add costs to the insurer.

Media: 0432 121 116 comms@insurancecouncil.com.au insurancecouncil.com.au

Past experience has shown us that local councils need to be looking at what they can do to
process the higher than usual number of development applications we expect to see as a result
of this flood.
The time it takes for some property claims decisions to be made has been a consistent issue
raised at our policyholder forums in New South Wales and Queensland.
There are clear obligations and regulations on insurers around claims, but ultimately the type of
claim, the assessment required and the complexity of the repair or rebuild can impact that
process.

Timeframes stipulated in the Code:
• Insures are obligated provide an update at least every 20 business days after a claim has been
submitted.
• A routine enquiry must be responded to within 10 business days.
• Insurers are required to make a decision on a claim within four months of lodgement.
• Changes to timeframes are permitted where they cannot be practically met.

2022 Floods

Mullum Recovery Centre recognised

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Mullum Recovery Centre members.
Norco Agrisolutions

Mullum Recovery Centre recognised

 

The Mullum Recovery Centre has been recognised as a finalist in the NSW Resilient Australia Awards 2023. While the centre did not take out the top spot in the local government category, being recognised as a finalist is a great acknowledgement of the valuable work that was done in connecting the community with recovery services.

In the wake of devastating flood events in February and March 2022, the Mullum Recovery Centre was set-up at the Mullumbimby Civic Hall to provide support to disaster-affected residents from March to August 2022. It was a place for impacted residents to connect with information, support, and each other. In addition to providing formal support services, it was also important to create a welcoming space.

Byron Shire Mayor Michael Lyon said that the Mullum Recovery Centre was an example of how Council and community work together to support local residents and that the people involved with setting up and running the Mullumbimby Recovery Centre wholeheartedly deserve the recognition they have been given.

Mullumbimby District Neighbourhood Centre, Council and Resilience NSW worked with a range of local community organisations as well as state and national services to establish the Mullum Recovery Centre in the early days after the flood events. In my eyes it is certainly a benchmark for recovery centres throughout Australia. I want to thank everyone involved and let you know that your commitment and hard work certainly has not gone unnoticed,” Mayor Lyon said.

Mullum Recovery Centre members.

Mullum Recovery Centre members.

The NSW Resilient Australia Awards is proudly sponsored by the Australian Government in partnership with the states and territories and managed by the Australian Institute for Disaster Resilience (AIDR). The awards celebrate and promote initiatives that build whole of community resilience to disasters and emergencies around Australia, and how organisations work together during disaster events.

The Centre also won the Community Partnerships award category at the 2023 LG Professionals NSW Awards earlier this year.

Council continues to work alongside other levels of government and community on the long journey of recovery and facing ongoing climate challenges together.

On a final note, Council would like to acknowledge Shedding Community Workshop, which won the Mental Health & Wellbeing category at the awards for their post-flood repair and recovery initiative. Following the flood events, the organisation transformed their small scale workshop; supporting hundreds of volunteers to salvage, assess, clean, repair, donate and deliver flood-damaged items to flood affected communities region wide.

Shedding Community Workshop also won the 2023 Community Initiative of Byron Shire award earlier this year.

 

For more local Mullumbimby news, click here.

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2022 Floods

A chance to find out all about building

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The Tiny Homes Australia tiny home, that is moveable and built from trailers.
Norco Agrisolutions

A chance to find out all about building

 

By Samantha Elley

Tiny homes were certainly a drawcard at the Lismore Housing Expo last weekend.

Held at the South Lismore Bowling Club, the expo saw a steady stream of people who wandered the booths of house builders, financiers, insurance companies, council staff, Northern Rivers Reconstruction Corporation and even well-being groups such as Social Futures.

Examples of tiny homes were set up for the public to peruse and that is where Pauline Luethi of Alstonville, along with Jenny Luethi of Lismore and Regi Lippuner of East Lismore, were, inspecting the latest in this housing phenomenon.

“I am genuinely interested in tiny homes,” said Pauline.

“I was looking four years ago, but wasn’t ready, but now we are looking again as it is probably a good time.”

Co-owner of Tiny Homes Australia, Dang Nguyen said she and her partner, Peter Wigley had started their company because they believe passionately in tiny homes.

“We push for tiny home communities,” said Dang.

“So that people will be with each other but separate in their own space.”

Pauline Luethi of Alstonville, Jenny Luethi of Lismore and Regi Lippuner of East Lismore inspecting a tiny home.

Pauline Luethi of Alstonville, Jenny Luethi of Lismore and Regi Lippuner of East Lismore inspecting a tiny home.

The tiny homes are made from trailers and can be added to, to make room as space is needed.

The tiny home on display at the expo had a kitchen and dining area in the first trailer, then a couple of bedrooms in the second one, as an example.

For the Lismore area, Dang said the benefit of a tiny home is that it is moveable.

“The home has wheels which are lifted up when in one place, but can come down and be moved as needed,” she said.

For Richmond Hill couple Donna and Antonio Cruz, the home expo was a chance for them to do some investigation work.

“We are looking at building  a granny flat onto our house,” said Donna.

“It will be an investment.”

The Tiny Homes Australia tiny home, that is moveable and built from trailers.

The Tiny Homes Australia tiny home, that is moveable and built from trailers.

Suncorp’s Senior Mobile Lending Manager, Grant Burdon and Design and Resilience specialist, Tegan Mortimore were on hand to discuss all things finance and insurance, for people looking to build, invest or renovate.

“Each loan is assessed under normal home loan conditions,” said Grant.

“Serviceability is important, such as can you pay back the loan.

“Some homes may not fit the mortgage conditions but each situation is treated individually.”

For people wanting to build that extra granny flat on their property Tegan said its important to ensure the new building meets insurance requirements.

“We want to educate people and encourage them to speak to their insurer,” she said.

“There may be  a number of underwriting issues such as separate metering, that needs to be addressed.”

 

For more local Lismore news, click here.

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2022 Floods

Long awaited breakthrough for Tyalgum community with access to flood-damaged road restored

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Tyalgum’s temporary access road has finally opened saving residents a long drive.
Norco Agrisolutions

Long awaited breakthrough for Tyalgum community with access to flood-damaged road restored

 

By Sarah Waters

Tyalgum residents can now save a lot of time getting to and from home following the long-awaited opening of Tyalgum Road.

A temporary access road, through the landslip site near Tyalgum Village, was opened on Monday, October 30.

Tyalgum resident Bruna Sutherland said it was an exciting development.

“It’s a huge change … it’ll save me at least half an hour of time on the weekends,” Ms Sutherland said.

“It’s a better road too, it’s not that winding, so I’m very happy that it’s open again,” Ms Sutherland said.

Tyalgum resident Bruna Sutherland is pleased she no longer has to drive an alternative route via Chillingham to get back to her hinterland home.

Tyalgum resident Bruna Sutherland is pleased she no longer has to drive an alternative route via Chillingham to get back to her hinterland home.

An extreme landslide (100 meters in height) which occurred during the February-March 2022 flood took out a section of Tyalgum Road.

The severely damaged section of road was instantly closed to traffic, leaving residents of the hinterland village no choice but to travel the longer alternative route via Chillingham.

In March this year, a local contractor was appointed to undertake the road’s major restoration.

The stabilisation and construction of the single-lane temporary access road was the first stage of fixing the flood-damaged road.

Tweed Shire Mayor Chris Cherry said it was a big relief for everyone to finally see it open again.

“The repair of the extreme landslip just outside of Tyalgum is the biggest and most complex of all of our restoration jobs in the Tweed following last year’s devastating flood,” Ms Cherry said.

The major landslide that took out a section of Tyalgum Road during the 2022 floods.

The major landslide that took out a section of Tyalgum Road during the 2022 floods.

“But thankfully, we will see cars, motorbikes and bicycles travel through this important community connector road once again.

“It has been a difficult and complicated process for the project team and contractor SEE Civil to get to this point, but it has been even more difficult for residents who have been impacted by this road closure and we thank them for their patience,” she said.

Council’s Manager Infrastructure Delivery Tim Mackney said while the slip was currently stable, heavy rainfall had the potential to create movement.

In the event of detected ground movement or heavy rainfall in the coming months the new access road may have to be closed while the permanent work to fix the slip continue.

Council will advise the community any changes or the need to temporarily close the access road should a concern arise.

The contractor remains on-site at Tyalgum Road, continuing work on the reconstruction of the permanent road which is due to open by March 2025.

 

For more 2022 floods news, click here.

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NGULINGAH LALC MEMBER’S MEETING

NGULINGAH LALC MEMBER’S MEETING

NGULINGAH LALC MEMBER’S MEETING

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